Do you know that you can borrow up to N5million naira from GTBank quick credit loan?
In this article, we will teach you how to access up to N5million naira from GTBank loan.
The GTBank loan is strictly designed for employed/working class individuals.
Furthermore, employers who want to borrow money upfront should consider the GTBank loan.
Should in case you don’t have a job and at the same time need a loan just know that you ain’t left behind, you can try out other money lending companies in Nigeria like; Carbon (Paylater), Branch, Fairmoney, and Palmcredit.
We will focus more on the following heading listed below;
- How to apply for the GTBank loan.
- Requirements for the GTBank loan.
- Loan repayment and interest rate.
What GTBank quick credit loan is all about?
The quick credit loan is a system designed by GTBank with the aim of providing loan for employed men and women who wants to borrow money upfront.
GTBank quick credit loan can offer you a loan worth your 3 months salary with the interest rate of 1.75% per money. You can also get 12 months to start making a repayment.
GTBank quick loan requirements
Below are the necessary requirements you are expected to have before you think of accessing the GTBank quick credit loan.
- The applicant must earn a minimum salary of N10,000.
- Applicants must fall between the range of 18 years – 60 years old.
- Applicants should not have any other unpaid loans from other banks or money lending companies.
How to apply for GTBank quick credit loan
Getting a loan from GTBank loan can be easy if you follow the simple rules listed below;
- Dial the GTBank quick credit loan USSD code *737*51*51#
- GTBank will ask you to provide your salary account details and that’s where your loan will be credited and also what you will use to make a repayment of your loan.
- If you follow the simple steps listed above your account will be credited within 10 minutes.
You can also apply for the loan through the GTBank online banking platform and mobile banking.
GTBank quick credit loan interest rate
The GTBank charges a 1.75% interest rate on monthly basics note there is no other hidden fee attached to the repayment.
Most importantly, they give up to 12 months for the repayment.
GTBank quick credit loan repayment
Since you provided your account details during the registration, they will automatically deduct the monthly Quick Credit Loan payment from your account.
With the automatic deduction placed on your account, you don’t need any manual work i.e. the money will be automatically deducted on the salary date.
If by any chance you fail to make a repayment on the agreed date, GTBank will charge a monthly repayment fee of 1%.
GTBank quick credit loan customer care number
If you experience any difficulties, a technical issue or you wish to know more about their loan plan or repayment plan, feel free to contact any of the GTBank quick credit loans through 070048266328 or 0814480000
What happens if you don’t pay back your loan on the agreed date?
GTBank does not take chances for loan repayment. Firstly they will charge a 1% late payment fee for each month that you default.
Furthermore, if you do not make a repayment of your loan, GTBank will probably contact a third party company that will harass you for their money.
This part is cleared stated down on the company’s terms and condition and is necessary you go through their terms and conditions before applying for the loan.
Other GTBank quick credit loan
- GTBank salary advance
With the current GTBank salary advance, you can apply for a salary advance of up to 50% of your net monthly salary.
The salary advance is a collateral-free loan and that’s what makes it the best amongst other types of loans and also you have up to 30 days to pay back this loan.
NOTE: For you to apply for this loan, you must have a minimum salary of N25,000 for the public sector and a minimum salary of N50,000 for the private sector.
To apply for this loan is either you use the internet banking or dial the GTBank salary advance USSD code *737*8*2#.
- GTBank School Fees Advance
This loan is designed only for the working-class parents who want to sponsor their child/children through school in Nigeria and also abroad.
NOTE: That the company or organization which you work for must have salaries that are domiciled with GTBank.
Haven meet to the above requirements, you can now access up to N5million naira in school fees advance and also you can get a maximum tenor of 4 months of per request.
- GTBank MaxAdvance loan
This type of loan is designed for a Nigerian who works with corporate and governmental organizations.
Most importantly, applicants of the GTBank Max Advance loan must have a salary account with GTBank.
You can get up to N10million naira and also 36 months to payback.
GTBank provides many opportunities for Nigerian who are employed, that is to say, if you are in any way looking for a salary advance loan, MaxAdvance loan, or School fees for your children consider GTBank Quick Credit loan they gat everything you need.
If you have any questions concerning this GTBank Loan kindly use the contact page to reach us.